Charles Ayas, MSc in Economics
I work very hard. The key is balance.
World XP Open Season 1 | Leader Story
Summary
Charles is a commercial credit officer at the National Bank who assesses and approves loans for SMEs based on character, repayment ability, and collateral. His role exposes him to diverse sectors, allowing him to understand the economic backbone of Quebec and Canada. Though he has a background in mathematics, he’s applied his education in a different sector, emphasizing the importance of adaptability and seizing opportunities. Central to his life philosophy is balance; juggling a demanding career with a fulfilling personal life is paramount. He highlights the significance of maintaining equilibrium between work, family, and self-care. Offering career advice, he recommends proactive networking, urging aspirants to engage with industry experts for realistic insights into professions. Misconceptions about roles can lead to disillusionment post-graduation. He also stresses the value of eloquent communication, suggesting platforms like Toastmasters to refine speaking skills. Effective communication can greatly enhance one’s chances of success in professional endeavors.
About Charles Ayas
Charles, a Commercial Credit Officer at the National Bank of Canada, plays a pivotal role in approving loans for SMEs. His daily tasks involve meticulously evaluating financing requests based on character, repayment capability, and collateral adequacy. Beyond his desk, Charles’s experience spans multiple sectors, from trucking to financial services, offering him a broad understanding of Canada’s economic landscape. This diverse exposure enables him to assist entrepreneurs in achieving their business visions. Although schooled in mathematics, Charles’s professional journey underscores the importance of adaptability. He advocates for leveraging academic knowledge in varied environments and emphasizes staying open to challenges. At the heart of Charles’s philosophy is the concept of balance. For him, maintaining harmony between work, family, and personal growth is paramount. Offering advice to budding professionals, Charles suggests proactive engagement with industry veterans for realistic career insights. He also underlines the importance of eloquent communication, viewing it as a vital tool that can multiply one’s chances of success. Charles’s story is a testament to the power of adaptability, balance, and effective communication in the commercial banking realm.
